Thursday, December 12, 2013

Cat Health Insurance

               
Cat health insurance is a great way to ensure that you’re not faced with huge bills that you can’t pay when your cat falls ill or is injured. Operations and certain treatments on cats cost hundreds if not thousands of dollars. If you’re unable to pay then you may have to put your pet to sleep and that would be a tragedy for the sake of very few dollars a month.
For a few extra dollars per month many cat insurances will cover annual checkups, vaccinations and even flea and tick medications so you won’t have to face those huge bills and you’ll be sure that your cat is fully protected.



Vet’s fees vary tremendously but depending on the region, each visit to the vet could cost you between $75 and $200 but with cat health insurance you could save as much as 70% of that.
Cats are even more likely to pick up illnesses than dogs as dogs are usually confined to their owner’s property or out on a lead but outdoor cats do as they please and frequently have contact with other animals which could be infected with any transmittable feline disease.
Cats are also more likely to have accidents because they can’t resist climbing, jumping and generally getting into scrapes. They are also more likely to be run over or cause a traffic accident.
One such incident could set you back by at least $1,000 in veterinary fees but with cat health insurance you will be able to just tell the vet to go ahead and medicate or operate.
I can say from personal experience that cat health insurance is a lifesaver. During the lifetime of just one of my cats, she was poked in the eye by a twig and needed three operations and she jumped off the garage room and chipped a bone in her leg which required x-rays and treatment. She ran in front of a speeding car which clipped both her back legs, shearing the tendons in one leg, resulting in an operation, a stay at the vets and medication. Ultimately, poor Tiger developed some sort of blood disorder which meant tests, a stay at the vets and eventually euthanasia.
In the end I worked out that in Tiger’s fairly short life (13 years) I had paid far less in insurance premiums that I would have paid in vet’s fees and more importantly, I didn’t have to find large sums of money which I could ill afford.

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